A Continuing Care Retirement Community (CCRC or Life Plan Community) combines independent living, assisted living, memory care and skilled nursing on one campus, usually for an entry fee plus monthly rent. A standalone community offers one level of care, typically without a large entry fee.
The distinction that matters
Several Cincinnati-area campuses -- Twin Lakes, Maple Knoll Village, Marjorie P. Lee, Deupree House, The Kenwood by Senior Star, The Seasons, and the Otterbein SeniorLife locations -- operate on the CCRC or continuum-of-care model, letting a resident (or a couple even at different care levels) move between levels without relocating. Entry-fee structures and refund policies vary significantly by community and contract type, so ask each campus directly for its current terms in writing. Standalone assisted living is generally simpler and less expensive to enter, which matters most for families who need a placement quickly or aren't certain skilled nursing will ever be needed.
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